While accessing cash loans has become easier, it's crucial to manage them responsibly. Here are some tips:

1. Borrow Only What You Need. It's tempting to borrow the maximum amount, but always consider your repayment capacity.

2. Understand the Terms. Be clear about the interest rates, fees, and repayment terms before accepting an online loan.

3. Repay on Tim. Timely repayments will not only save you from penalties but also boost your credit score.

4. Use online Loans Wisely. Online Loans should be used for genuine needs, not impulsive desires.

5. Keep Personal Information Secure. Always ensure that your personal data is kept secure to prevent potential fraud.

Digido's interest rate can vary based on the loan amount and duration. From the information provided earlier, the typical interest rate for Digido cash loan is pegged at around 11.9% monthly. However, it's noteworthy to mention that for first loan, Digido first loan offers a promotional interest rate of 0% for the first loan in seven days. This introductory rate can be a significant advantage for new users, as it allows them to experience the service without the burden of interest for a week.

However, always make sure to check the terms and conditions, as well as any other fees associated with the online loan. Interest rates can change based on several factors, including market conditions and company policies. It's always a good idea to check the Digido app or website or contact their customer service for the most updated interest rate details before applying for an online loan.

Increasing your loan limit with Digido, or any other online lending platform, usually involves a combination of timely repayments, building trust with the lender, and maintaining a positive transaction history. Based on the information provided and standard practices of similar lending platforms, here's how you can potentially increase your loan limit with Digido:

1. Timely Repayments: Ensure that you pay back your online loans on time. Online lenders like to see a history of consistent and timely payments as it builds trust.

2. Increase Loan Frequency: The more you borrow and repay without any hitches, the more likely the platform will consider you for higher loan limits. Regular transactions that end positively can increase your creditworthiness in the eyes of the lender.

3. Maintain a Positive Credit History: Not only with Digido, but also try to maintain a positive credit history with other financial institutions. Many online platforms consider external credit scores when determining cash loan limits.

4. Update Your Profile: Sometimes, the platform might require more recent or additional documentation to increase your loan limit. Ensure your profile is up-to-date with the latest information, especially any increase in income.

5. Engage with Promotions: Platforms like Digido sometimes run promotions or loyalty programs. Engaging with these can sometimes lead to increased benefits, including higher loan limits.

6. Customer Loyalty: Being a repeat customer and using Digido's services over a longer period can be beneficial. Over time, as you build history with Digido, the platform might automatically offer you a higher loan ceiling.

7. Contact Customer Service: If you feel you're eligible for a higher loan limit, don't hesitate to reach out to Digido's customer service. They can provide guidance on what steps to take or review your profile for a potential increase.

Remember, while it's enticing to have a higher loan limit, always borrow responsibly. It's essential to ensure that you have the means to repay any cash loan you take out, irrespective of the limit.

When applying for a loan with Digido, as with most online lending platforms, there are specific requirements that you must meet to be considered eligible. Here are the primary requirements:

1. Age Limit: First-time borrowers and repeat borrowers typically need to be of legal age, which means you should be at least 18 years old.

2. Valid Identification: A government-issued ID is essential. This might include a passport, driver's license, voter's ID, etc.

3. Proof of Income: This provides assurance that you have the means to repay the cash loan. It can be a payslip, business registration for self-employed individuals, or any other evidence of regular income.

4. Active Mobile Number: This is essential for communication and for receiving OTPs (One-Time Passwords) for account verification.

5. Bank Account: Depending on the lending platform, having an active bank account might be a requirement, especially if the loan will be disbursed through bank transfer.

6. Selfies and Photos: Some platforms might ask for a personal photo or selfie with your ID to verify identity further.

Failing to repay any online loan, including a Digido loan, can have several consequences:

1. Accumulation of Interest and Penalties: Your debt can grow significantly due to the accumulation of additional interest and late payment fees.

2. Negative Credit Record: Digido Finance Corp, like other lenders, may report your non-payment to credit bureaus, affecting your credit score and your ability to borrow in the future.

3. Legal Action: The lending platform may choose to take legal action to recover the debt, which can lead to additional costs for the borrower.

4. Frequent Calls and Messages: Online lenders usually have collection departments that will repeatedly contact borrowers who default on their payments.

5. Loss of Future Borrowing Privilege: If you default on an online loan, you might be barred from borrowing from the same lender in the future.

6. Stress and Mental Strain: Constant reminders and the pressure to pay back can lead to significant emotional and mental distress.

It's always essential to approach borrowing with responsibility. If you find yourself unable to make a payment, it's advisable to contact the lender to discuss possible solutions or payment arrangements.

Digido loan payment has many ways. Choose the most convenient of them.

Ways to repay Digido loan

• 7-Eleven (Payment center)

• AUB Online/Cash Payment

• Banco de Oro ATM

• Bank of Commerce Online

• Bayad Center

• BDO Cash Deposit w/ Ref

• BDO Internet Banking

• BDO Network Bank (formerly ONB) Cash Dep

• BPI Cash Payment

• BPI Online banking

• Cebuana Lhuillier Bills Payment

• Chinabank Cash Payment (NEW)

• Chinabank Online Bills Payment (NEW)

• Coins.ph Wallet / Bitcoin

• EastWest Online/Cash Payment

• ECPay (GCash/Payment Centers)

• i2i Rural Banks

• Landbank ATM Online

• Landbank Cash Payment

• LBC

• Maybank Online Banking

• Metrobank Cash Payment

• Metrobank Online Banking

• M.Lhuillier

• PNB Cash Payment

• PNB Internet Banking Bills Payment

• PSBank Online

• RCBC ATM/Cash Payment

• RCBC Online Banking

• RobinsonsBank Cash Payment

• RobinsonsBank Online Bills Payment

• Robinsons Dept Store

• RuralNet Banks and Coops

• Security Bank Cash Payment

• SM Dept/Supermarket/Savemore Counter

• The Union Bank of the Philippines, Inc.

• UCPB ATM/Cash Payment

• UCPB Connect/Mobile

• Unionbank Cash Payment

• Unionbank Internet Banking

1. Open GCash and select "Pay Bills."

2. Tap on "Loans."

3. Opt for "Dragon Loans."

4. Provide the necessary payment information.

5. Hit the "CONFIRM" button.

6. Finalize your payment transaction.

Yes, Digido Loan is legit. Digido Finance Corp is registered with the Securities and Exchange Commission (SEC) of the Philippines. Its registration number with the SEC is CS202003056, and it has been granted a Certificate of Authority with number 1272. To further validate this information, individuals can also visit the official SEC website.

• LIST OF LENDING COMPANIES WITH CERTIFICATE OF AUTHORITY;
• LIST OF FINANCING COMPANIES WITH CERTIFICATE OF AUTHORITY.

Moreover, Digido has a verifiable physical address in the Philippines, which can be approached by enforcement authorities if required. Always ensure to conduct thorough research and verify the authenticity of any online lender before availing their services.